Bed Bug Liability

NEW LIABILITY COVERAGE FOR YOUR HOSPITALITY & LODGING CLIENTS (BBL)

In the past few years, the U.S. has seen a large increase in bed bug related litigation. With a 37 to 1 punitive damage award, demands soaring into the $20 million range and attorneys able to collect their fees, these lawsuits are extremely appealing to plaintiff attorneys. General liability carriers continue to decline coverage for these lawsuits leaving the lodging industry to fund the defense and indemnity straight from their profits. With the Bed Bug Liability Program (BBL) offered by PLIS, Inc., the lodging industry can save their bottom line from the unpredictability of defense costs and outrageous awards. Listen to our podcast interview for more insight on this program and our Bed B ug Infestation Recovery Program (BBIR).

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General Liability/Commercial Property Policies typically exclude the liability exposures associated with bed bugs.  With bed bug litigation and media surrounding these issues at an all-time high...

PLIS, Inc. - Underwriting Facilities introduces the FIRST EVER Bed Bug Third-Party Liability Insurance Program to address the liability exposures facing the hospitality and lodging industry.

Policy Features:

• Claims Arising from Bodily Injury due to a Bed Bug Event*

• Claims Made & Reported Policy

• Pay on Behalf/Duty to Defend

• Supplementary Payments (up to $10,000)

• Punitive & Exemplary Damages (where insurable)

• Insurable Limits up to $1M/$5M

• Risk Management Assistance

• Certain Underwriters at Lloyd's (A.M. Best Rated A)

*Cimex Lectularius/Cimex Hemipterus