Hospitality Insurance

Is Your Client's Company at Risk?

Any entity serving food, from restaurants to hospitality industries to cafeterias to food trucks, are at risk. They are held to a higher standard of care by the health departments and face unique exposures that other businesses do not due to their daily handling and serving of food to the public. Whether it’s actual or alleged, having one of these food borne illnesses within the settings can have a negative impact by decreased customers, revenues and reputation.

Exposures

Restaurants/Hospitality Industries have risks specific to food that other businesses do not:

See Food Borne Illness Events!

A single food borne outbreak for 250 people “could cost a restaurant millions of dollars in lost revenue, fines, lawsuits, legal fees, insurance premium increases, inspection costs and staff retraining, a new study from researchers at the Johns Hopkins Bloomberg School of Public Health* suggests.”

*NOT all costs are covered under the TNR®
policy

1. Salmonella Outbreak Linked to Eggs

2. Salmonella Outbreak Linked to Cucumbers

3. Listeria monocytogenes Outbreak Linked to Ready-to-Eat

Sandwiches and Snack Items

Program Administrator for Lloyds Coverholder - Certain Underwriters at Lloyds

Insureds Have Exclusive Access To
Specialty Risk Management® , Inc. (SRM®).

SRM’s Crisis Team is crucial to the Insured’s survival before, during, and after an outbreak to respond to unfolding events and to rebuild your client’s brand & revenue.

Since 1997, SRM has had over a 95% Success Rate over the history of the company in controlling food-borne illness events BEFORE they become media events. If you never hear about our customers, we’ve been a success.

Highlights of SRM Benefits:

24/7 - 365 Days Crisis hotline for the Insured
A closely integrated team with specific expertise and targeted response in the areas of Food Law, Public Health Law, Communicable Disease/Pathology, Media, Marketing Response, Customer Response, Business Recovery, etc.
Toll-free customer helpline/outbreak response
On-going support throughout the year for questions, projects, building reflexes, prevention actions, and early warning signs for quicker and more effective response to foodborne illness events
And More...

Explore Other PLIS Programs:

This page is not intended to be a representation of coverage. See policy wording for details. All coverage
features are still subject to individual underwriting and certain coverage features may be restricted.